Terms & Conditions

Your access to and use of the website containing these Terms (including, but not limited to, mobile-optimized versions of such websites) (collectively, the “Website”) and its content and services are governed by these Terms of Use (or the “Terms”), which we may update from time to time. Please read these Terms carefully before accessing or using the Website. This Website is owned or controlled by us. By accessing or using this Website in any way, including but not limited to browsing the Website, using any services and/or submitting information, you agree to be bound by the terms, conditions, policies, and statements contained in these Terms, including but not limited to electronic transactions, disclaimers, exclusions and limitations of damages and remedies, binding arbitration, waiver of jury trial, and choice to apply the laws of Maryland. Arbitration does not involve a judge or jury and involves fewer evidentiary and appeal procedures than court proceedings.

In this document, “we” and “our” refer to ourselves and our affiliates (as the context requires). “You” refers to any person who accesses or uses this Website. You and we are referred to as a “Party” and collectively as the “Parties”.

We may update this Website and these Terms from time to time. By continuing to access and use this website after the publication of these revised terms, you agree to accept the revised terms. You agree to review these terms periodically to ensure you are aware of the latest version. [Company Name] may terminate this website or any part thereof at any time in its sole discretion, with or without prior notice, or prevent you from using this website, with or without prior notice. You agree that you have no rights to this website and we assume no responsibility for the termination of this website, the termination of your access to this website, or the termination of any content you post on this website.

Content

All content on this website provided by [Company Name] or its licensors, including certain graphics, photographs, images, screenshots, text, downloadable digital files, trademarks, logos, product and program names, slogans, and compilations of the foregoing, is the property of [Company Name] and its licensors and is protected by trademark law, copyright law, and other intellectual property laws. Nothing on this website should be construed as granting any license or right to download or use any content.

You agree not to download, display, or use any content on this website for any commercial or non-commercial purpose, for any purpose unrelated to the products or services, or in any manner that may cause consumer confusion, defamation, or damage to the reputation of the Company and its licensors, weaken the property rights of the Company and its licensors, or otherwise infringe upon the intellectual property rights of the Company and its licensors. You also agree not to misuse any content on this website in any other way.

Website Use and Posting Policy

The following provisions apply to your use of this website: (a) You may not use any of the electronic communication functions of this website for any unlawful, infringing, abusive, privacy-invading, harassing, defamatory, disparaging, obscene, threatening, or hateful purpose, all at your own discretion; (b) You may not upload, post, copy, or distribute any information, software, or other material protected by copyright or other intellectual property rights (including publicity rights and privacy rights) without the prior permission of the rights holder; (c) You may not collect or store other users’ personal data; (d) You may not use this website for any commercial purpose without express written approval; (e) You may not upload, post, email, or otherwise transmit any advertising or promotional material or any other form of solicitation or unauthorized communication through this website; (f) You may not upload, post, email, or otherwise transmit any material containing viruses or other computer code, files, or programs that may interrupt, limit, or interfere with the functionality of the website or any computer software or hardware or telecommunications equipment.

You may submit product reviews, questions, text posts/replies, images, and other specific materials (“User Content”) from time to time in designated areas of this website. By using these features, you agree not to submit or post any illegal, harmful, infringing, defamatory, libelous, obscene, privacy-invading, threatening, harassing, abusive, hateful, racist, pornographic, violent, or other content that you deem objectionable or inappropriate; not to submit or post any content containing personal information, infringing on the privacy/reputation rights of any other person or entity, or containing any content that you are obliged to keep confidential under contractual obligations; not to impersonate any person or organization, including but not limited to employees, or to make false statements regarding your relationship with any other person or organization; and not to submit or post any content containing viruses, corrupted files, or any other similar software or programs that may adversely affect the operation or functionality of the website.

You further understand and agree that you have no ownership of any account you have with us or access to the website, your User Content, or other features therein. We may cancel your account and delete all User Content associated with your account at any time without notice if we believe you have violated these terms, laws, or for any other reason. We assume no responsibility for any information removed from our website and reserve the right to permanently restrict access to the website or user accounts. For clarity, and without limiting the foregoing, we reserve the right, at our sole discretion, to modify, edit, or delete any user content, or to require users to modify or edit their user content, upon receiving a copyright infringement complaint or notice regarding user content, or for any other reason.

By displaying, posting, submitting, or otherwise publishing any user content on or through the website, you irrevocably grant us a non-exclusive, fully sublicensable, irrevocable, perpetual, worldwide, fully paid, royalty-free license to use, modify, publicly perform, publicly display, broadcast, publish, reproduce, and distribute such user content in any known or prospectively developed media without any payment to you or any third party, and without obtaining permission from you or any third party. Furthermore, you waive all moral rights to all user content you post, upload, or otherwise submit to or through the website, and grant us such rights. This license and rights waive the right to host, index, cache, distribute, and tag any user content, as well as the right to sublicense user content to third parties (including other users) for use in other known or future media or platforms (such as mobile phones, videos, music, software, or other computer programs).

You continue to retain ownership of the user content and have the right to use it in any manner of your choice, pursuant to these Terms and the license set forth herein. You represent and warrant that you own all user content that you submit, display, publish, or exhibit on the website and have the right to grant the license set forth herein; and that the display, publication, or exhibiting of any content you submit, and our use of such content, now or in the future, will not infringe any person’s or entity’s right of privacy, publicity, copyright, trademark, patent, contractual rights, or any other intellectual property or other rights.

You agree to indemnify and hold harmless your company, subsidiaries, officers, employees, and website contractors, as well as their respective officers, employees, and agents, from and against any and all claims, damages, and costs (including reasonable attorneys’ fees and costs) arising out of or related to your breach of these Terms (including the posting policy above) or a breach of these Terms by your dependents or agents, or the use of any content (including user content) that you submit, post, or otherwise make available to this website.

Promotional Rules

Any sweepstakes, contests, or other promotional activities offered on this website (collectively, “Promotions”) may be subject to rules separate from these Terms. If you participate in any Promotion, please review the applicable official rules and our Privacy Policy. If the official rules of a Promotion conflict with these Terms, the official rules of the Promotion shall prevail.

Account, Password, and Security

Some areas of this website require you to register or provide information to use certain features or access certain content. If you choose not to provide such information, you may not be able to access certain content or use certain features of this website.

If this website requires you to create an account or submit other information, you must provide up-to-date, complete, and accurate information as required by the relevant registration form to complete the specified process. You are responsible for maintaining the timeliness, completeness, and accuracy of your registration data and will bear all losses resulting from your failure to do so. During registration, you will need to enter your name and a valid email address, and set a password. You are responsible for keeping your password and account confidential. Furthermore, you are fully responsible for all activities occurring under your account. You agree to immediately notify any unauthorized use of your account. You also agree not to distribute any user ID, password, or other information that allows you to access this website via email, publications, or other means. We are not liable for any losses caused by others using your password or account (whether you are aware of it or not); nor are we liable for any delays in closing your account for other reasons after you report a security breach to us.

Using Credit Cards

If you wish to purchase any products or services offered on this website, we may require you to provide certain information related to the transaction, including but not limited to your credit card number, credit card expiration date, billing address, and shipping information. You represent and warrant that you have the legal right to use the credit card associated with any transaction. Submitting this information constitutes your authorization for us or a third party collecting this information on your behalf to provide it to third parties in order to complete transactions initiated or on your behalf. We may need to verify relevant information before confirming or completing any transaction.

Sales Terms

Currently, we only ship to the 50 contiguous states of the United States and Puerto Rico. We do not ship to other international territories outside the United States. For more information, please visit our website for our return policy. Orders already in the shipping process cannot be modified. Sales tax will be charged according to the applicable tax rate in the state where the order is shipped. Payments made through the PayPal website and using PayPal services are subject to PayPal Terms and Conditions.

While we strive to ensure the accuracy of information, price or other errors may occasionally appear on the website. Accessing this website does not constitute an obligation to purchase the products shown on the website. We are not responsible for typographical errors, pricing errors, or other errors. The products described on the website and their prices are subject to change without notice. If you find any incorrect pricing or stock information for any item when placing your order, we reserve the right to correct prices and other errors and cancel the order, even if you have received order confirmation. If your credit card has been charged but the order is canceled, the charged amount will be refunded to your credit card account. Specific refund processing times depend on individual bank policies. We reserve the right to limit purchase quantities.

We will make reasonable efforts to accurately represent the attributes of our products, including applicable colors; however, the actual colors you see depend on your computer system, and we cannot guarantee that your computer will be able to display these colors accurately.

A valid Visa, MasterCard, Discover, or American Express credit card number is required at the time of payment. Shipping and handling fees will be charged separately and are not included in the product price. All ownership and risk of loss or damage to goods transfer to the buyer upon shipment.

You are responsible for understanding and complying with all applicable local, state, federal, and international laws, including those relating to the possession, use, and sale of any items purchased from this website. By placing an order, you agree that the ordered products will only be used for lawful purposes.

Disclaimer and Limitation of Liability

To the extent permitted by applicable law, we make no representations regarding the functionality, content, user content, or reliability of any other website features, nor are we liable for any service failures. You acknowledge that you rely on any such materials or systems at your own risk. We make no representations regarding the retention period of any content or user content.

We make no endorsement, verification, evaluation, or warranty regarding any information provided by users, and no content should be construed as an endorsement, verification, or warranty of any user content. You may not create or distribute any information containing or implying endorsement, including but not limited to advertisements, press releases, or other marketing materials, or containing links to any such website, without prior review and written approval.

This website is provided “as is” and “as available.” To the maximum extent permitted by applicable law, we make no warranties, express or implied, regarding this website or any information, content, materials, or products (including software) contained therein, including but not limited to warranties of merchantability or fitness for a particular purpose. In no event, including damages due to negligence, shall the company (including its officers, directors, employees, suppliers, or programmers) be liable for any direct, indirect, incidental, special, punitive, or consequential damages (collectively, “damages”) arising out of or related to the use of or inability to use this website or any products or services offered by it. We are also not liable for any damages caused by errors, omissions, interruptions, file deletion, malfunctions, defects, operational or transmission delays. We are not liable for any performance failures, whether caused by events beyond our reasonable control, including but not limited to natural disasters, communication line failures, theft, damage, or unauthorized access to the records, programs, or services of this website. In no event, including but not limited to negligence, shall we, our company, or its affiliates or agents be liable for any damages of any kind arising out of or related to the use of this website, even if advised of the possibility of such damages. You download all materials at your own risk. Furthermore, even if advised of the possibility of such damages, we are not liable for any damages of any kind arising out of or related to the use of or inability to use any of the third-party websites described below. Some jurisdictions do not allow limitation of implied warranties or exclusion of liability for certain types of damages; therefore, the foregoing limitations or exclusions may not apply to you in whole or in part, and the foregoing paragraphs do not apply to New Jersey residents if the damages suffered are caused by Pandora’s negligence, fraud, recklessness, or willful misconduct.

To the maximum extent permitted by applicable law, you and we agree that any notice of a claim must be given within 180 days, otherwise it will be deemed waived and time-barred.

Any products and/or services described on this website are available in jurisdictions where such sale is permitted under the law. The information on this website does not constitute an offer or solicitation to any person in any jurisdiction, and such offer or solicitation would be illegal, or solicited to any person in any such jurisdiction.

Third-Party Websites

This website may contain hyperlinks to websites not maintained or affiliated with Pandora. Such hyperlinks are provided solely for user convenience and are not sponsored or affiliated with this website or Pandora. Pandora makes no endorsement, representation, or warranty as to the content, completeness, or accuracy of these third-party websites. Information submitted by you through this website to third-party websites is subject to that website’s privacy policy, and Pandora has no control over how your information is collected, used, or otherwise processed.

Jurisdiction

This website is controlled and operated within the United States and is not intended to subject it to the laws or jurisdiction of any country outside the United States. We may, at our sole discretion, restrict access to all or part of this website by any individual, geographic region, or jurisdiction at any time. These Terms are governed by and construed in accordance with the laws of the State of Maryland, without regard to conflict of laws principles. Unless otherwise agreed by you and [the other party], to the maximum extent permitted by applicable law, the state and federal courts in Howard County, Maryland, have exclusive jurisdiction over any dispute not subject to arbitration (except disputes admissible in small claims courts) or any action relating to the applicability or enforceability of these Dispute Resolution Terms or any part thereof. You and Pandora agree to submit to the jurisdiction of these courts and waive any objection to the venue of the proceedings in these courts or for any inconvenience or other reason, and any right to transfer or change the venue of any such proceedings to another court.

Dispute Resolution, including binding arbitration

For the purposes of these Dispute Resolution Terms, we include our past, present, and future parent companies, subsidiaries, affiliates, and related entities, and the officers, agents, employees, licensors, predecessors, successors, and assigns of all such entities. To the maximum extent permitted by applicable law, you agree that any dispute, controversy, or claim arising out of or relating to this website, access to or use of this website, these Terms and/or Privacy Policy, and/or your relationship with wm shall be settled by arbitration, except for claims relating to personal injury or death (“Dispute”). A Dispute includes, but is not limited to: (a) claims arising prior to the effectiveness of these Terms or any prior Terms (including, but not limited to, claims related to advertising); (b) claims in ongoing class actions to which you are not a certified class member; and (c) claims that may arise after the termination of these Terms. The term “Dispute” shall be interpreted broadly. Notwithstanding the foregoing, you may opt to bring an action in a Small Claims Court, provided that the case falls within the jurisdiction of the Small Claims Court, is brought in your own name (not collectively or by representation), is still being heard in that court, and has not been transferred or appealed to a common court. You and we both agree that these Terms reflect an interstate commercial transaction and therefore the interpretation and enforcement of this Arbitration Agreement shall be governed by the Federal Arbitration Act. This Arbitration Agreement shall remain in effect after the termination of these Terms.

Step 1: Mandatory Informal Dispute Resolution Procedure

We are committed to resolving any issues that may arise between you and us through customer service. If a dispute cannot be resolved through customer service, you and we agree to initiate a mandatory informal dispute resolution procedure for sixty (60) days in good faith, prior to arbitration or small claims proceedings (which may be extended by mutual agreement). To initiate this procedure, you or we must send a written notice to the other party containing all of the following information: (a) the claimant’s name, address, telephone number and email address; (b) a detailed description of the nature and basis of the claim, including information on any related transactions; (c) a detailed description of the nature and basis of the relief sought, including any damages sought (and how they are calculated); and (d) the claimant’s handwritten signature (“Notice”). If the Notice is incomplete, you and we agree that this procedure will not be initiated until all necessary information is provided. If we send you the Notice, we will send it to the contact details you have provided in our archives. The party sending the Notice must give the other party sixty (60) days after receiving the Notice (containing all necessary information) to investigate and seek a resolution to the claim. If the party receiving the notice requests a separate settlement discussion by telephone or video during this period, you and we agree to participate in person (accompanied by a lawyer, if applicable). Such discussions may take place after the expiry of the sixty (60) day period, if necessary. Any applicable limitation periods (including the statute of limitations) are suspended from the date of receipt of notice until the completion of this process. No arbitration proceedings may be initiated prior to the conclusion of the mandatory informal dispute resolution process. All provisions of the mandatory informal dispute resolution process are essential to ensuring that you and Pandora can resolve disputes effectively and informally. If any of these requirements are not met, a court with jurisdiction may prohibit the initiation or enforcement of arbitration. Furthermore, unless prohibited by applicable law, the arbitrator may not accept, administer, assess, or demand any fees related to such arbitration. If arbitration is ongoing, it must be terminated by administrative means without prejudice to your rights.

Step Two: Private Arbitration

(a) Arbitration Proceedings

The arbitration will be governed by the applicable rules of the National Arbitration and Mediation Association (“NAM”), including the Comprehensive Dispute Resolution Rules and Procedures and/or the Supplemental Rules for Large-Scale Arbitration Applications (if applicable) (“NAM Rules”), and subject to any modifications to this Arbitration Clause. (If NAM is unable or unwilling to provide arbitration services, the arbitration will be governed by the applicable rules of the American Arbitration Association (“AAA”), including the Supplemental Rules (“AAA Rules”) (“AAA Rules”), and subject to any modifications to this Arbitration Clause.) (If AAA is unable or unwilling to provide arbitration services, the parties shall select an arbitration institution; if the parties cannot agree on an alternative arbitration institution, the court shall appoint an arbitration institution pursuant to Section 5 of Title 9 of the United States Code.)

Unless otherwise expressly provided in this Agreement, all matters shall be decided by the arbitrator; however, matters concerning the scope and enforceability of this Arbitration Clause, or whether or not a dispute can or must be submitted to arbitration (including whether the dispute is subject to this Arbitration Clause or any previous arbitration agreement between you and us), shall be decided by a court of competent jurisdiction. The arbitrator may refer to, but is not bound by, other arbitral awards involving other consumers. Unless otherwise agreed between us and you, or otherwise provided by the applicable NAM Rules (or AAA Rules), any arbitration hearing will be held at a location reasonably convenient for you, such as the county (or parish) where you reside, or another location mutually agreed upon by you and both parties. If a hearing is held, you and the [arbitrator] agree to attend in person (and, if applicable, with legal counsel). Upon completion of the arbitration proceedings, the arbitrator shall issue a written award stating the basic facts and conclusions upon which the award is based. This award is binding only on you and not on any other arbitration or proceedings involving the other parties. Following the award, the arbitrator shall apply the cost transfer provisions of Rule 68 of the Federal Rules of Civil Procedure. A fully enforceable arbitral award may not be registered in any court.

As with court proceedings, you and we agree that any attorney representing you or us in this arbitration must demonstrate compliance with Rule 11(b) of the Federal Rules of Civil Procedure, including demonstrating that the claims or remedies sought are not unreasonable or improper. The arbitrator is authorized to exercise representation under the National Association of Manufacturers Rules (or the American Arbitration Association Rules). The arbitrator may impose any sanctions on all parties and their attorneys in accordance with the Rules of Civil Procedure, Rule 11 of the Federal Rules of Civil Procedure, or applicable federal or state law.

Except as expressly provided in this Arbitration Clause, the arbitrator may determine any relief, damages, or outcome available to any party in court, including attorneys’ fees and costs, in accordance with applicable law. Unless otherwise provided by applicable law, each party shall bear its own attorneys’ fees and costs in this arbitration unless the arbitrator finds that the sanctions or the claims, defenses, or relief sought are unreasonably imposed or improperly intended (as measured by the standards set forth in Rule 11(b) of the Federal Rules of Civil Procedure).

(b) Arbitration Costs

Payment of arbitration costs (administrative costs charged by the arbitrator, including filing fees, arbitrator fees, and hearing fees) will be in accordance with the National Association of Manufacturers (NAM) Rules (or the American Arbitration Association (AAA) Rules). Notwithstanding the foregoing, unless the arbitrator finds your claim to be unreasonable, malicious, or dishonest, you shall pay any arbitration costs that the arbitrator deems necessary to ensure that the arbitration costs do not exceed the costs of the proceedings. You and we both agree that arbitration should save costs for all parties, and either party may negotiate with NAM (or AAA) to reduce or defer payment of fees.

The arbitrator may grant only declaratory or injunctive relief to the party seeking relief, and only to the extent necessary for that party’s individual claim. To the maximum extent permitted by applicable law, you and we agree that each party may bring action against the other party only in its own or our individual capacity, and not as a plaintiff or class member in any so-called class action, representative action, or private prosecutor action. Furthermore, unless you and we agree otherwise, the arbitrator may not consolidate claims against more than one person, nor preside over any form of representative action, class action, or private prosecutor action in any other manner. If, after exhausting all appeals, any of the aforementioned injunctions concerning non-personal declaratory relief or injunctive relief remain in force; if the claims in a class action, representative action, or private prosecutor action; or if a consolidated action is found not to be enforceable against a particular claim or relief (e.g., an injunctive relief sought against a particular claim), the parties agree that, after all other arbitrable claims and reliefs have been resolved by arbitration, that claim or relief shall be adjudicated by a court of competent jurisdiction.

(d) Bulk Filing

If 25 or more claimants file notices or seek arbitration, and the claims are similar, represented by the same attorney or coordinating attorney, or otherwise coordinated (whether or not these cases are filed simultaneously), all cases must be resolved in stages. You agree to this procedure, even though this may delay your claim arbitration. In the first stage, the claimants’ attorneys and corporations will each select 25 cases (50 cases in total) to be submitted to arbitration, each case to be adjudicated separately by a different arbitrator. If there are fewer than 50 cases, all cases will be submitted to arbitration. During this period, no further arbitration may be initiated or conducted, and NAM (or AAA) may not assess or demand payment for the remaining cases, nor may it administer or handle these cases. Arbitrators are encouraged to resolve cases as soon as possible, within 120 days of appointment or thereafter, provided that all parties are treated fairly. After the first phase, the parties will conduct a unified mediation for all remaining claims, with the mediation costs borne by the company. If the parties are still unable to reach an agreement on the remaining claims after mediation, the above process will be repeated: first, 50 cases will be selected for adjudication by different arbitrators, followed by unified mediation.

If disputes persist after the second phase, the procedure will be repeated until all disputes are resolved, but with four differences. First, the total number of cases that can be handled in the third and subsequent phases is 100 (this may be increased with the consent of both parties’ lawyers). Second, cases will be randomly selected. Third, if no other arbitrator can be found, an arbitrator who has heard cases in the first two phases may be appointed as the arbitrator for the subsequent phases. Fourth, mediation will be selected by the applicant’s lawyers. Between each stage, the lawyers for both parties will meet to discuss how to improve the efficiency of the phased process, including whether to increase the number of cases accepted at each stage, to ensure that arbitration is efficient and economical for all parties.

From the commencement of the mandatory informal pre-dispute mediation proceedings, all applicable time limits (including the statute of limitations) and any application fee payment deadlines are suspended, provided that the notices provided comply with all notice requirements, until your claim is selected for processing as part of the phased process, or is settled, withdrawn, or otherwise resolved. A court with jurisdiction has the power to enforce this bulk filing clause, including prohibiting bulk filing, prohibiting the conduct or administration of arbitration, or prohibiting the assessment or collection of arbitration fees.

This collective filing clause and its requirements are intended to be independent of the other parts of this arbitration clause. If, after exhausting all appeals, the court finds that the phased process provided for in this clause is unenforceable, the case may be submitted to arbitration, and payment of the NAM (or AAA) arbitration fees will be assessed based on the progress of the arbitration proceedings and the appointment of arbitrators, rather than being paid at the commencement of the arbitration.

(e) Voluntary Withdrawal of Amendments

Notwithstanding any provision to the contrary, if any of these arbitration terms are amended in the future (except for a change of notification address), you may refuse to accept such amendments by sending a written notice to Econ, LLC within 30 days of receiving notice of the amendment. You must include your name, address, telephone number, and email address in the notice. The notice of withdrawal must be sent by you personally and not by your agent, attorney, or any other person claiming to act on your behalf. The notice must include a signed statement indicating your wish to refuse the amendments to the arbitration agreement. This is not a complete withdrawal from arbitration.

(f) Severability

If any part of this Arbitration Agreement is held to be invalid, void, or unenforceable, such part shall be deemed severable and replaced, to the extent possible, with a valid and enforceable provision consistent with the original intent of the Agreement. The remaining parts of this Arbitration Agreement shall remain in full force and effect and enforceable, as detailed below.

Waiver of Class Action and Waiver of Jury Trial

You and [the other party] agree that, to the maximum extent permitted by applicable law, each party may only bring action against the other party in their individual capacity (whether in court or arbitration) and may not participate as a plaintiff, claimant, or class action member in any class action, joint action, consolidated action, private prosecutor’s action, or representative action. This means that you may not bring action on behalf of any group or organization, or on behalf of any other person, unless you are a parent, guardian, or ward of a minor, or as a representative of an individual unable to bring an individual action on your own. This also means that you may not participate in any class action, joint action, consolidated action, private prosecutor’s action, or representative action brought by any third party. Notwithstanding the foregoing, you may participate in a class action settlement.

To the maximum extent permitted by applicable law, you and [the other party] agree to waive the right to any jury trial.

Various [Conditions]

You and [the other party] acknowledge and agree that there is no partnership between you and neither of you has any right to bind the other.

In certain areas of this website, you may be required to provide us with personally identifiable information. Please read our Privacy Policy to understand how we collect and use information.

Failure to comply with these Terms due to natural disasters, war, fire, riots, terrorism, earthquakes, actions of federal, state, or local government authorities, or any other cause beyond reasonable control shall not be considered a breach of these Terms.

If we are unable to take action regarding your breach or the breach of any other person, this shall not constitute a waiver of our right to take action regarding future or similar breaches.

Unless expressly provided otherwise in these Terms, if any provision of these Terms is held to be illegal, invalid, or unenforceable for any reason, such provision shall be deemed separate from these Terms and shall not affect the validity and enforceability of the remaining provisions.

These Terms constitute a binding agreement between you and [Provider Name], and your access to or use of this website or your account constitutes your acceptance of these Terms. These Terms constitute the entire agreement between you and [Provider Name] regarding access to or use of this website and your account. By accessing or using this website, you represent that you have the capacity to enter into a binding agreement and that you agree to be bound by these Terms.

If you breach any provision of these Terms or our Privacy Policy, you will be unable to continue using this website. We may, at our sole discretion, change, suspend, or terminate (temporarily or permanently) this website or any part or feature thereof at any time for any reason without prior notice to you or any other entity and without incurring any liability. If we terminate these Terms or your license to use this website for any reason, you agree that the agreement entered into under these Terms will continue to be in full force and effect and binding on you for your prior use of this website and for any matters relating to or arising out of such use. If you are dissatisfied with this website, these Terms, or the Privacy Policy, your sole remedy is to cease accessing or using this website. The “Content,” “Disclaimer,” “Limitation of Liability,” “Indemnification,” “Jurisdiction,” and “Other Provisions” in this Agreement shall remain in full force and effect after termination of this Agreement.